Payments for CareCredit can be made online, over the phone, or by overnight delivery to a particular payment location specified on the CareCredit website. CareCredit payments cannot be made in person or directly to a healthcare professional as of 2015, and the firm does not accept credit card payments.
CareCredit cardholders can make an online payment by logging into their accounts at the CareCredit site. Cardholders can call (866) 893-7864 to make a payment over the phone. According to the CareCredit website, a checking account number and bank routing information are necessary to make a phone payment, and a fee is levied if the caller requires live assistance from a customer care professional. Cardholders can mail a check to Overnight Payment Synchrony Bank, 140 Wekiva Springs Road, Longwood, Florida 32779, to make an overnight CareCredit payment.
Special no-interest incentives for health, wellness, and beauty services are offered through CareCredit, which are not available through MasterCard or Visa. The company warns that unless the entire balance is paid by the conclusion of the promotional period, interest will be applied from the day of purchase. The card is intended to assist cardholders with out-of-pocket medical expenses not covered by their health insurance coverage. As of 2015, CareCredit offers specific healthcare financing alternatives for amounts of $1,000 or more at a 14.9 percent APR in plans that can be spread out over 24, 36, or 48 months. A 60-month payment plan is available for healthcare purchases of $2,500 or more.